Independent mortgage brokers have the option of working with many different lenders.  You corner store bank may and probably only does have a few programs designed for a specific borrower. Typically MR. and MRS. Perfect.

What is a Mortgage Broker?

A mortgage broker is an independent real-estate financing professional who arranges financing with an actual mortgage lender.

Case Example: Borrower with a 551 credit score and 3 30 day lates in the last 12 months. Solution: 7% 30 year fixed FHA loan cash out at 85% funded in July 08. Now try getting that at your bank-or better yet, try us. 

What Do Mortgage Brokers Do?

We take your application then sort through our list of lenders to set you up with the lender that is most likely to offer an approval.  This saves you the time and expense of multiple denials.  Brokers get wholesale pricing so you typically do not pay more despite the myth that dealing direct saves.

Brokers Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Conclusion: In these wild times-let us select the right lender for you.